The De Havilland Group was established to meet the growing need in the UK to help investors and homebuyers.

Their commitment to clients is proven by the professionalism of their advisors.

Their mission is to provide individuals with complete advice on the most suitable mortgage that meets with their criteria.

Before choosing a mortgage you should always take advice from an independent adviser who is registered with FSA. The FSA does not regulate Buy to Let Mortgages, all of their members follow a strict code of conduct which is in place to protect the consumer.

Your adviser will notify you about all of the costs and fees associated to your purchase before completing your application to the lender.

Whether or not a lender will offer you a Buy to Let Mortgage is usually based on the amount of the deposit you have available, the rental income that can be generated by the property, as well as your income.

Normally a mortgage lender will require that the rental income achievable should equal that of 130% of the pay rate on the interest only basis.

This however can vary from one mortgage lender to another, so it is important to research the terms that suit your criteria.

From the beginning you should decide your objective and length of time you wish to hold on to
the property. This can affect the type of mortgage you choose and the terms offered. So if you wish to sell within the short term, you should look for a mortgage with no redemption penalties.

The De Havilland Group can also release equity on other properties to fund deposits on your new investments.

Speak to one of their representatives and they can advise you on the most suitable mortgage product according to your portfolio.